Features
With MTN Mobile Money, you can send money into bank accounts in Cameroon, Nigeria, Ghana, and other African countries in less than a minute.
MTN Mobile Money is a commonly used electronic payment option accepted in shops, online businesses, betting sites, and petrol stations. In today’s digital economy, people should be looking to get digital with all of/her services, mobile banking inclusive.
The account equally possesses the advantages and disadvantages of mobile money.

At an Approved MTN Service Center
You can do so using the following steps:
- Get a photocopy of your National ID card,
- Make sure you go with your mobile phone to the nearest MTN service center. Account creation is free.
- Present your valid documents to the assigned agent and wait for a confirmation
- A One-Time Password or OTP will be sent to your phone via SMS, which you will use to access your mobile money account for a limited time.
- When you access your account, change the OTP and enter a pin code of 5 digits representing your security code. This will grant you definitive access to transfer and perform money withdrawals. Make sure you select a secured PIN.
Using a USSD Code
If you cannot present yourself to the nearest MTN service center or to the MTN Mobile money agent, then you can still do so yourself by following the simple steps below:
- Dial the code *126#.
- Reply by sending the number corresponding to the option “Register or Create Account.”
- Enter your name, ID card numbers, and others
- After entering all the required details, an OTP will be sent to your phone, which you will use to create a secured pin for your account.
- Once you have created a PIN code for your account, you can experience real mobile banking and the power of e-money with MTN Cameroon.
Note
The steps described here will work for MTN Cameroon. If you are from Benin, Nigeria, South Africa, Ghana, or Kenya, consider calling the MTN customer service to request your specific Mobile Money USSD code.
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